Charlotte Bankruptcy Lawyer
You Can End Your Debt Problems.
We're Here to Help.
We're Here to Help.
Imagine your life free of debt. No more debt collectors calling. No more sleepless nights.
The thought of losing your car, tools, or equipment necessary to work or transport your family can be scary. With our help, you may be able to keep it all.
You are barely making it paycheck to check when you receive notice that your wages are being garnished. We can often stop garnishments.
You have paid your mortgage for years, but now the payment has become unaffordable. We may have options you are unaware of.
When your bills exceed your ability to pay, there are ways to reduce or eliminate much of your debt and stop the bill collectors from calling.
Charlotte Bankruptcy Attorney
Bankruptcy is not the end of your financial life. It is the first step in a financial fresh start.
Have you found yourself in the middle of a stressful financial situation? Are you struggling to get by financially? You may think bankruptcy is devasting to your credit or that bankruptcy is only for irresponsible people. You may fear bankruptcy because you think you will lose your car or home.
The truth is that bankruptcy was created for people just like you, and you are doing more damage to your credit by paying bills late or missing payments altogether.
Bankruptcy does not mean the end to your financial life. It can be a new beginning financially. In most cases, you can keep everything and start re-establishing credit within a few months.
Image your life if you didn’t have to worry about bills you can’t pay. Imagine the freedom a debt-free life would bring you. You don’t have to image anymore.
We Can Help You Deal With the Overwhelming Burden of Debt
For those who are experiencing heavy debts, a viable option might be declaring Chapter 7 bankruptcy, which helps debtors get a fresh start on their finances. Also known as straight or liquidation bankruptcy, Chapter 7 gets rid of many types of an individual’s debt in return for selling any nonexempt property.
If you receive nonstop pestering phone calls, letters and collections notices from creditors, then it is vital that you understand your rights. When it comes to collecting outstanding debt, creditors will stop at nothing to get their hands on it and their methods do not always comply with the law.
For those who have fallen behind in debt and are being harassed by their collectors who are pursuing payments, Congress has stepped in to make changes that prevent this behavior. The Fair Debt Collection Practices Act (FDCPA) was passed in a direct response to the embarrassing and abusive techniques that debt collectors employed to obtain their payments.
Businesses of all sizes have been hit hard by the COVID pandemic with some industries hit harder than others. This will result in several businesses filing for bankruptcy. Some businesses will attempt to reorganize their debt while others face complete liquidation.
If you are having a difficult time with an overwhelming debt circumstance and are seeking an alternative to bankruptcy, debt consolidation may be the solution for you! It is a means of debt relief in which your debt burdens get replaced with one monthly and more affordable monthly payment.
Our Legal Services in Charlotte
Bankruptcy Attorney in Charlotte, NC
If the bills are adding up and creditor calls are becoming all too common, you may be in a serious financial crisis that could lead to bankruptcy. Falling into debt can feel like a frightful plummet, but the landing does not have to be a violent crash. Here at the Law Office of Jack G. Lezman, PLLC, we have an experienced team of legal professionals that really do care about your situation. Together, we can lift the stress of your financial burden off your shoulders, as well as help you breathe easier again. Everyone deserves that second chance, and you may be able to get it if you file for bankruptcy. If you are in the middle of a financial crisis and live in Charlotte, NC or any of its outlying counties, Attorney Lezman wants to help you!
Awards & Associations
Meet Our Charlotte Bankruptcy Attorney Jack G. Lezman
Jack G. Lezman
Jack Lezman has more than 25 years of experience guiding clients through bankruptcy cases. No matter what your financial problem is, he has the experience and insight to help you assess your options and take the best course of action. He personally works with each client himself. You won’t have to worry about speaking to a paralegal when you really need answers from a qualified attorney. He can explain the entire process to you in detail, prepare your case for court as needed, and obtain the financial relief you need.
